Are you considering living or traveling abroad? One of the most crucial aspects of planning your international adventure is ensuring you have the best overseas health insurance in place. Health is a top priority, and being prepared for medical emergencies is essential. In this guide, we’ll explore the top international health insurance providers in 2021 and offer tips on how to compare the best global insurance companies.
What are the Top Ten International Health Insurance Companies?
International Insurance has compiled a list of the top international insurance companies that offer the best international medical insurance based on service, benefits, coverage, and rates. Before we dive into the specifics, remember that it’s essential to review your policy’s terms carefully and consult with an international broker who can guide you through the process.
- Cigna Global InsuranceCigna Global Insurance was a pioneer in offering expats global health insurance coverage and remains a leading international provider. Their plans offer comprehensive coverage in almost any country, providing you with peace of mind no matter where you are. With Cigna Global, you have the flexibility to tailor your plan to suit your individual needs. You can even manage costs by choosing from multiple deductible and cost-sharing options. Plus, their network of international doctors and hospitals is excellent.
- GeoBlue Global MedicalGeoBlue Global Medical plans cater to both US citizens abroad and internationals residing in the USA. As an independent licensee of the Blue Cross Blue Shield Association, GeoBlue offers short-term travel medical as well as long-term worldwide plans. While their base plans may be slightly more expensive than some other options, the premium benefits, coverage, and service they provide are worth considering.
Additional Top International Medical Insurance Companies
Here are a few more top international health insurance providers to consider:
- Now Health International: They offer quality medical coverage for foreigners living abroad worldwide. Their Now Health WorldCare Plan includes comprehensive benefits, including coverage in the USA, for the discerning client. A more affordable option, the SimpleCare plan, excludes USA coverage.
- International Medical Group (IMG): IMG has been providing international affordable medical and travel insurance for over 20 years, insuring clients in more than 170 countries worldwide. They offer a wide range of products, from trip cancellation to long-term international medical coverage.
- IntegraGlobal: A UK-based company with service offices worldwide, IntegraGlobal specializes in providing health plans to organizations and individuals with unique protection needs, including expats and specialized risks. They focus on developing unique international health options that offer outstanding protection and excellent value.
- Allianz Worldwide: Allianz Worldwide is a division of Allianz Worldwide Partners, known for its broad network and excellent international medical insurance for employees.
- BUPA International Plan: With over 65 years of expertise in health, BUPA Global has a global team of advisers and health experts, offering a high level of service and multilingual support.
Specialty Travel Health Insurance Companies
It’s essential to understand the difference between international health insurance and travel medical insurance. Seven Corners offers specialty travel health coverage, ideal for emergency medical care while living abroad. The Liaison Travel Insurance plan is a high-quality yet more affordable option, suitable for those maintaining their national health plan or traveling abroad for shorter periods. WorldTrips also offers short-term travel medical insurance coverage worth considering.
How to Compare the Best Global Insurance Companies
Now that you know about some of the best international health insurance providers, you may wonder how to choose the right one for you. International Insurance has made it easy by creating a simple comparison of the best health international insurance options in the world. We’ve highlighted three top international health insurance companies, which you can use as a benchmark when comparing others. Additionally, consider the AM Best ratings of the providers, which indicate their financial stability.
In conclusion, securing the best overseas health insurance is a crucial step when planning to live or travel abroad. By exploring the top international health insurance providers and following our tips on how to compare them, you can ensure you have the right coverage for your needs. Your health is invaluable, so invest in the protection that will keep you safe and worry-free during your international journey.